Risk Management


Managing risk ensures you have the financial resilence to weather the rainy days.

The only certainty in life is change. While it's impossible to predict what life has in store for us, there are steps we can take to protect ourselves and our loved ones better.


You may have considered purchasing an insurance policy, or be an existing policyholder—but still wonder, is this the right insurance plan for me?

We understand the concern, which is why we work closely with our clients to tailor insurance policies that fit their life plan—and not the other way around.

"How do I better manage my personal risk?"


Understand your risk exposure

Our exposure to risk changes as we progress through the different stages of life. However, the emotional and financial costs of an accident or sickness are always devastating when it strikes.

Consider your loved ones' wellbeing

The choices we make affect not just ourselves, but those close to us as well. Depending on your situation, you may wish to explore insurance plans that provide coverage for family members.


Determine your coverage needs

Think about this: Would you dare to drive your brand-new car on the road without vehicle insurance? Just like your car, your health and happiness are worthy of protection too.

"When should I consider insurance?"

Our insurance needs changes as we progress through life and our ability to handle risks changes.

GE life stages insurance needs

"What type of insurance is right for me?"


Medical insurance protects you and your family against financial calamity when you become ill or incapacitated.

Critical illness

A critical illness plan provides a lump sum amount to your family upon diagnosis of any serious illness.

Total disability & death

Disability insurance helps you pay bills and cover your expenses when you can no longer work due to injury.

Human life value

Human life value determines the amount provided to your family  based on the financial loss incurred if you were to die today.


Protect your future with professional financial guidance.